Monday, 23rd April 2018
You might be surprised at what really drives interest rates

You might be surprised at what really drives interest rates

  • Jennifer M Schelbert
  • 8th September, 2017
Mortgage Opinions and Views

Lenders are increasing interest rates irrespective of the RBA Board’s decisions on the cash rate. Many investors and mortgagees may not fully understand why this is happening and how it might affect the current low rates – and their loans - in the future. This article explains as simply as possible what drives interest rates and why they’re increasing.

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Reclaiming your money from the government

Reclaiming your money from the government

  • Jennifer M Schelbert
  • 1st September, 2017
Other Articles

Lost Billions

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The relationship between interest rates and housing affordability

The relationship between interest rates and housing affordability

  • Jennifer M Schelbert
  • 7th June, 2017
Mortgage Opinions and Views

This article uses a comparison between 2011 and 2016 to determine the effect of falling interest rates on average property prices in Australia. It also takes into account wage changes over that time and what could lead to mortgage stress.

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Preapproved: What Mortgage Shoppers Need to Know & Understand

Preapproved: What Mortgage Shoppers Need to Know & Understand

  • Jennifer M Schelbert
  • 7th June, 2017
Mortgage Opinions and Views

Getting approval for a mortgage loan is a process with no shortage of moving parts.

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Lenders Mortgage Insurance 'makes all the difference'

Lenders Mortgage Insurance 'makes all the difference'

  • Jennifer M Schelbert
  • 20th November, 2016
Mortgage Opinions and Views

Many years ago, if you did not have a big deposit and you needed to borrow more than sixty or seventy percent of the value of your home, the answer was either “No” or you were forced to take an expensive second mortgage to make up the difference

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Sub - Zero Interest Rates the 'Effect'

Sub - Zero Interest Rates the 'Effect'

  • Jennifer M Schelbert
  • 27th October, 2016
Mortgage News

The reason why some central banks have imposed a zero interest rate and the potential impacts to investors and borrowers if the same were to happen in Australia

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Using Equity to get in to an Investment Property

Using Equity to get in to an Investment Property

  • Jennifer Schelbert
  • 30th July, 2016
Case Studies and Testimonials

Debra - Investment property owner, talks to Jennifer

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Putting Together a Portfolio of Property

Putting Together a Portfolio of Property

  • Mrs Mortgage
  • 30th July, 2016
Case Studies and Testimonials

Grant started putting together his property portfolio at a young age. he is now set up and still building. His story os one of foresight and hard work.

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About the Author

Mrs Mortgage is, in fact, a real, live person better known to her friends as Jennifer Schelbert.

Jennifer is a director of Mrs Mortgage and is also a licensee of Choice Aggregation Services - she is also a full member of the Mortgage and Finance Association of Australia (MFAA).

Jennifer Schelbert Credit Representative number 398747 of Mrs Mortgage Corporate Credit Representative number 396742 (ACN 063 827 216) of BLSSA Pty Ltd (Australian Credit License No. 391237)

Disclaimer: This document is for information purposes only, and must not be relied upon as a substitute for professional services or legal advice.


Blog Categories

Case Studies and Testimonials

Real people sharing their stories - good and bad - about their experience in the Australian mortgage market.


Legislation and Regulatory Updates

News and updates on changes to legislation and other regulatory updates


Mortgage News

All recent news and updates concerning Mortgages in Australia


Mortgage Opinions and Views

Opinions and views about mortgages and the state of the market in Australia


Other Articles

Miscellaneous and other articles


Recent Mortgage News



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